Step Into Homeownership: Benefits of the Down Payment Assistance (DPA) Program

It’s easier than ever to take that first step toward homeownership with Kindred HomeLoans’ Down Payment Assistance (DPA) Program*. 

Whether you’re ready to buy your first home, move up to more space, or relocate closer to work or family, Kindred Homes offers something for everyone. This program is designed to make that dream a reality by reducing one of the biggest barriers to buying—a down payment.

Making Homeownership More Accessible

For many buyers, saving for a down payment can be the hardest part of the homebuying process, especially with today’s home prices and interest rates. That’s why Kindred HomeLoans offers a program to help bridge the gap—so you can focus on finding the right home, not worrying about how to afford it.

With this Down Payment Assistance Program, you’ll enjoy flexible options that make it easier to qualify and purchase with confidence.

Program Highlights:

• No income limits – More flexibility and opportunity for qualified buyers.
• No first-time homebuyer requirement – Whether it’s your first home or your next, you can qualify.

• Flexible assistance options – Choose from 3.5% forgivable assistance or 3.5% or 5% repayable options to fit your needs.

   

This program works in combination with FHA loans to help make homeownership within reach for more buyers—especially in the DFW area, where new construction offers value, variety, and long-term potential.

Why Now Is the Right Time to Buy in DFW

The DFW metroplex continues to lead the nation in growth, drawing families, professionals, and retirees with its strong job market, affordable cost of living, and wide selection of new homes. New communities are being built across North Texas, offering thoughtfully designed floor plans, energy-efficient features, and modern finishes that fit a wide range of lifestyles and budgets.

From Forney to Fort Worth, Royse City to Azle, and everywhere in between, DFW’s new home neighborhoods provide the perfect setting for a fresh start. Many Kindred Homes communities also feature on-site amenities such as walking trails, parks, and nearby schools—making them ideal for families and individuals ready to put down roots.

The Benefits of Buying a New Construction Home

When you combine the advantages of a newly built home with the financial support of the DPA program, the path to homeownership becomes even smoother.

Energy Efficiency & Smart Design

New homes are built with the latest construction techniques and energy-saving systems, helping you save money on utilities while enjoying a comfortable, modern lifestyle.

Lower Maintenance Costs

With brand-new materials, warranties, and up-to-date systems, you can spend more time enjoying your home—and less time worrying about repairs.

Move-In Ready Comfort

Kindred Homes’ designs feature open-concept layouts, spacious kitchens, and flexible spaces that make everyday living easier and more enjoyable.

Answering Your Top Questions

Who is eligible for this Down Payment Assistance (DPA) Program?

The Kindred HomeLoans DPA Program is designed to be flexible and accessible. There are no income limits and no first-time homebuyer requirement, so whether it’s your first home or your next, you can qualify. Eligibility is based on standard FHA loan guidelines, so if you meet FHA credit and qualification criteria, you may be eligible for assistance through this program.

How much assistance can I receive through this program?

Buyers can choose from several assistance options, including 3.5% forgivable assistance or 3.5% or 5% repayable options. These funds can be applied toward your down payment to help reduce your upfront costs and make homeownership more attainable.

How do I find out if this DPA Program is available for the home I’m interested in? 

Program availability can vary by community and location. The best way to confirm eligibility is to contact Kindred HomeLoans directly. A loan officer can review your situation, verify which Kindred Homes communities qualify, and help guide you through the next steps toward purchasing your new home.

Start Your Journey to Homeownership

This season of your life is all about new beginnings—and homeownership is one of the most rewarding steps you can take. Whether you’re looking for a cozy starter home or a spacious two-story retreat, Kindred Homes offers a variety of communities throughout the DFW area to match your goals.

With Kindred HomeLoans’ Down Payment Assistance Program, you don’t have to wait to make your move.

Contact Kindred HomeLoans today to learn more about how you can qualify and begin your journey toward owning a new home in DFW.

Product info as of 10/17/25, subject to change.

*Certain restrictions apply, subject to down payment assistance program guidelines. Must be paired with program's first lien product. Program is not available in all areas. Please contact your Kindred HomeLoans loan officer for more details. Subject to credit approval. All loans subject to credit approval. Rates and fees subject to change. This is not a commitment to lend. © 2025 Kindred HomeLoans, LLC (NMLS: 2381162). Loans subject to credit approval; rates and fees subject to change. Equal Housing Lender. Kindred HomeLoans is a subsidiary of PlainsCapital Bank and exempt from mortgage lender licensing in TN and TX. Kindred HomeLoans is an affiliated business arrangement between KH Financial Services, LLC, and PrimeLending Ventures Management, LLC. KH Financial Services is affiliated with Kindred Homes.