Build on your lot is a unique program, where a buyer brings land to us and we build a house on that land. Building a Kindred Home on your lot is a very different process than either buying an existing house or having a new house built in our communities.
First, if you're having a home built on land that you own, then you own the project from the very beginning. Second since you own the land, you, not the builder, provide the financing. Those two differences mean that building on your land is a much more intimate process than simply buying a home or having a new house built in a community. You are involved in every aspect of the building from choosing the land, to where the home will sit on that land, to any minor adjustments made to the design.
You will need to own a lot or property that is zoned for residential construction. Partnering with Kindred Homes provides you with all of the tools it takes to build your home. To begin, we need to determine if the land is suitable to build on and what needs to happen to prepare your land for construction. If you already own the land you’re planning to build on; you are ready for our team to assess your land. A visit from our construction team is a simple process in which our team members will meet you at your land for the initial assessment. From this assessment, you will receive an estimate of the site costs, for instance, the cost to clear trees, creating proper drainage, bringing fill dirt to create a building pad along with other items. Our construction team will guide you through all of the details in preparing your land for construction to begin.
Kindred Homes has partnered with HCP Mortgage, LLC (Texas) and FBC Mortgage (Florida) to provide you with programs that allow you to take the steps of financing a Build On Your Lot home all bundled into ONE LOAN.
Our team will consult with you on your budget to determine a down payment and monthly mortgage payment that meets your financial goals. Once you close on your construction loan, you will pay interest only on the amount drawn from the loan and advanced to Kindred Homes at a percentage of completion points in the project. Your construction loan is like a credit card that you use to pay for the work, which is secured by the estimated as-completed value of your new home. Once your new home is complete, the construction loan is modified into a typical permanent home loan with principal & interest payments.
Select a plan from our collection of floor plans, modifications can be made to make the plan fit your land. Your BOYL sales professional will assist you in the floor plan selection from our collection of floor plans. Need to move a wall, expand doorways, eliminate steps? Now is when you do that!
Whether you feel like you are the next Joanna Gaines or get lost choosing between two colors, Kindred Homes can guide you to make your design experience an effortless process. You will meet with our Design Consultants that will assist you in your selections to turn your house from a blueprint into a beautiful home. From the comfort of our relaxing showroom, you will be able to see actual samples of the materials that you will use to choose your flooring, cabinetry, lighting, stone and brick, all to give it your very own personal touch. The design stage is where a floor plan becomes your idea of home.
Sometimes with complicated projects getting started is the hardest part. That’s true for building a home on your land. That’s where your Kindred sales professional comes in. Kindred Homes will partner you with a seasoned professional that is committed to making you a part of the building experience and walk you through each step of the way. Your sales professional becomes your guide and your concierge along the way to help you navigate the process and enjoy the experience of creating your home from the ground up.